*Required Disclosures:
Neither Stonewell Insurance Agency, LLC, nor Patrick Lochwood is connected with the Federal Medicare program.
We do not offer every plan available in your area. Currently we represent ONE organization which offers FOUR products in your area.
Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options. (updated for 2027)
The above statement only lists organizations offering commissionable Medicare Advantage plans in the Bemidji/Beltrami County area. Medicare Prescription Drug plans are non-commissionable. Stonewell Insurance will only present commissionable Medicare health plans to clients.
(Agents are paid directly by the organizations for Medicare health plan enrollments. Those payments are called commissions.)
Starting October 1, 2022, agents who sell Medicare products by phone or via virtual meetings are required to record all sales and enrollment conversations and retain these recordings for 10 years. Stonewell Insurance Agency LLC will use the phone only to arrange in-person office appointments. Medicare product communications may still be conducted through email or postal mail.
